USEFUL LINKS 

CMHC

Canada Mortgage and Housing Corporation (CMHC) is a mortgage insurer. Their website outlines many of the different mortgage programs and options offered in Canada.

Canada Guaranty

Similar to CMHC and Genworth, Canada Guaranty is a mortgage insurer that offers a variety of mortgage programs for Canadians.

Sagen

Sagen is another mortgage insurer. This website outlines all of the products that they offer and a variety of other resources for home buyers.

RRSP Home Buyers' Plan

Revenue Canada allows first time home buyers to use RRSPs towards the purchase of their first home. Follow this link to find out more about the program.

First-Time Home Buyer Tax Credit

First time home buyers are eligible for an income tax credit. Follow this link to find out how to claim your credit.

First-Time Home Buyer Incentive Program

First time home buyers can apply to receive 5-10% additional down payment from the government. Follow this link to learn more about the program.

Kingston Mortgage Services include: First Time Home Buyer Mortgage | Mortgage Pre-Approval | Purchase Mortgage | Mortgage Refinance | Mortgage Renewal

Offering the Best Mortgage Rates to clients across Kingston, Brockville, Belleville, Ontario, and all over Canada.

Contact Bernie Harpell - Mortgage Broker/ Agent in Kingston, Ontario